Financial Assistance Loans
We understand that you may be facing some challenges in response to the novel Coronavirus COVID-19. This is a difficult time, a time of constantly changing information and uncertainty. Whether you’re struggling because your hours were cut, you’re unable to work due to an office closure or you’re caring for kids out of school, we want to help you.
|Type||Maximum Loan Amount||Terms up to:||APR*||First Payment Due||Requirements|
|Financial Assistance Loan*||Up to $2000||24 months||0% APR*||90 days from disbursal of loan||Must apply and close electronically.|
Approval response times could be longer than usual due to high volume and uniqueness of this time. Thank you for your patience and understanding.
Please Note: While applying online, choose Personal Loan and add ‘Financial Assistance Loan’ in the comments.
Rest assured, let's provide you comfort now.Apply Online
Hardship Payment Extension
If you already have a loan with us and you’re needing an extension, we’ve got you covered. In response to COVID-19, we’re offering you the ability to defer payments on existing consumer loans and credit cards for up to two months. Some criteria and restrictions apply.
- Loan cannot be 30 days or more past due
- Must provide a hardship statement regarding how you are impacted – (i.e. reduction in hours, employer closed, must stay home with kids due to school closing, etc.)
- To begin processing a request, click here to submit your information
If you have a loan that is currently more than 30 days past due, please email us: MemberSolutions@uoficreditunion.org so we can discuss your specific financial needs.