Visa Credit Cards

Balance Transfer Offer - 0% APR* on Balance Transfers until January 2021

We Have the Right Credit Card for You

Show off your campus and community spirit by teaming up with a credit union with as much pride in the local community as you have.  Whether you’re looking for bonus points, low rates, the convenience of VISA, multiple ways to manage your account, or you want card designs you can show off around town… look no further than UICCU.  We’re sure to have the right card to fit your lifestyle!

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No Annual Fees

Don’t pay just to have a credit card!  Take advantage of our no annual fees and use your money for your shopping, not a card.

No Foreign Transaction Fees

Love exploring the world but hate the extra costs?  We get it!  See the world and save money with UICCU.

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Mobile App

Our mobile app allows you to view transactions, make payments, and set card controls from your phone. Take your account with you!

Digital Wallets

Digital Wallets let you easily and securely make payments.

UICCU Platinum Credit Card

Take advantage of our lowest rate credit card.  The UICCU Platinum card is perfect for those looking to save money, just starting out in life, or wanting to consolidate debt with a low rate balance transfer.

Our Lowest APR Card!

With rates starting at 9.9% APR**, you’ll find plenty to love about the UICCU Platinum credit card.  Take advantage of our lowest rate card today!

Balance Transfers

Transfer your balance to the UICCU Platinum and enjoy low rates while working down your debt. Enjoy financial freedom again!

Build Your Credit

Making timely payments on the UICCU Platinum card can increase your credit score and lead to lower rates on mortgages, auto loans, credit cards, and more.

Illini VISA® Rewards Credit Card

Illini VISA® Rewards Credit Card. Earn More Points For Your Essentials.

Get rewarded for using the Illinois VISA®️ Rewards Card! Earn points on your everyday purchases while supporting your campus and community. Now through September 30, 2020, earn 4x points at gas stations, auto repair shops, auto insurance companies, auto rental companies, and ride-share companies; earn 2X points at grocery stores and restaurants; and 1x points on all other eligible purchases. Redeem your points for travel, merchandise, gift cards, and more!

Earn Everyday Points

Earn 1 point for every $1 spent with your Illinois VISA® Rewards card.

Earn Bonus Points

Shop over 3,000 merchants at the Ampre Online Mall and be rewarded even more with bonus points.

My Illinois Rewards

Redeem your points with My Illinois Rewards for gift cards, merchandise, travel and more!

Illini VISA® Credit Card

Save on your rates while still enjoying the convenience, security, and multiple card designs offered by our Illinois VISA® Card.  Whether you’re looking for your first card, want to save money on interest rates with a balance transfer, or just want to support your community while doing your everyday shopping… we’ve got the card for you.

Everyday Low APR

Enjoy rates starting at 10.9% APR**** while making your everyday purchases and supporting the Fighting Illini.

Shop with confidence!

A Card for Illini Fans and Alumni

Multiple card designs showing off your campus and a portion of each sale goes to the Alumni Association.

Tackle Your Debt

Credit cards bills getting the best of you?  Transfer your existing balances to an Illinois VISA® Credit Card and take advantage of our low rates!

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*Terms and conditions: Bonus points apply to applicable purchases based on Visa merchant category codes (MCC) 4/1/2020 – 9/30/2020. UICCU makes every effort to include all relevant merchants for bonus point earnings. However, even though a merchant or some of the items that it sells may appear to fit within a bonus point category, the merchant may not have a merchant code in that category, and in those cases purchases will not be eligible for bonus points. 4x points: earn 4 points per net dollar spent at gas stations, auto repair shops, auto insurance companies, auto rental companies, and rideshare companies; 2x points: earn 2 points per net dollar spent at grocery stores and restaurants; 1x point: earn 1 point per net dollar spent on all other eligible purchases. Rewards are only earned on Illini Rewards accounts, selected at the time of application. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Allow up to 60 days for bonus points to be applied.