Checking Accounts

When you get a UICCU checking account, you are joining a strong financial team while supporting your community.  Our checking accounts offer the features you love like direct deposit, ATM access, online services and mobile app, and a card design that has as much campus and community support as you do.

Access your account anywhere, enjoy local and convenient branches, and shop in style… all with a UICCU checking account.  Open yours today!

Open Account Online

Checking Account Benefits


Online and Mobile Services

Take your account with you. Our online banking and mobile app will give you access anywhere!

Credit Card Icon

Debit Card

Enjoy the convenience of cash, without the hassle. Shop in style with our VISA debit card!

dollar bill

Convenient ATM Access

Access over 50,000 surcharge-free ATMs across the nation.


Easy Account Switching

Don’t fear the switch! We’ve teamed up with clickSWITCH to help you switch your account in minutes.

money sign

No Minimum Balances

No more worrying about juggling your bills and expenses with a minimum balance requirement.

Safe Icon

Overdraft Protection

Life happens and sometimes you need to be flexible. Overdraft protection has your back when life gets tough.

Open Your Checking Account Today!


Checking Account Options

Loyalty Checking Icon - Check with a heart above

Loyalty Checking

The more you use your account and UICCU products/services, the more this checking account rewards you.

Loyalty Checking
Illini Plus Checking Icon

Illini PLUS Checking

Protect your finances and save money with this benefit-packed account.

Illini Plus
iChecking Icon - Check with a graduation cap


Our iChecking account is specifically designed to help students make their money go further.


Compare Checking Accounts

 Loyalty CheckingIllini Plus CheckingiChecking
Perfect For:AnyoneAnyoneStudents
Monthly FeeNone*

*Learn how to get free checking.
Minimum BalanceNoneNoneNone
Online BankingYesYesYes
Mobile AppYesYesYes
Free Debit CardNo*

*Learn how to get a free debit card.
Overdraft ProtectionYesYesYes
Earns DividendsYes*

*Learn how to earn dividends.

Ready to Get Started?